Jim Hemenway wrote:

If the insurance company can prove that you use your equipment professionally, then they don't have to pay you under your homeowners policy.

That's true. It can be a PITA finding reasonably priced commercial insurance, but after a lot of looking I was able to get coverage at a price that was no worse than a rider of my home owners insurance.


John Francis wrote:

Plus, of course, the fact that I work from home (and that the
American courts seem to prepared to grant a homeowner quite a
lot of leeway when it comes to protecting personal property)
might reduce the desirability of selecting me as a target.

Hmmm - insured by Smith & Wesson?

- MCC


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Mark Cassino Photography
Kalamazoo, MI
www.markcassino.com
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