On 12/3/06, Bob Sullivan <[EMAIL PROTECTED]> wrote: > Dave, > > Not to go paranoid on you, but banks and credit card companies are not > your friend. They are much more chummy with other credit card > companies and other banks.
Really? But the TV ad's look so friendly & inviting :-) > I tried to have my credit card company stop paying for an AOL account > that we had lost paperwork on. After numerous calls and $100 in > charges, I canceled the card altogether. No, they wouldn't stop AOL's > automatic withdrawal from my card. So who are they working for, the > merchants or you? That does suck! > The twits at the bank can 'help' you in many ways. "Well you have two > accounts, so rather than have you pay for an overdraft, we just > transfered the money from one account to the other." I arranged to > send a wire transfer from the USA to France last year for about 300 > Euros. I carefully filled out the paperwork. The girl at the branch > bank decided that I meant US$300, not the 300 Euros I indicated, so > the transfer was wrong and the seller said so. I went back to the > branch, saw the paperwork where she crossed out Euros and inserted $. > After much discussion, I requested a second transfer for US$53.46 from > my checking account. > > A couple of days later, the Frenchman sent me a cryptic message about > if I had check my account lately. I checked, and they had transfered > him US$5,346 from my account. (Maybe like the wire room in New York > wasn't used to dealing with such small amounts.) I struggled for 10 > days or two weeks waiting to get my money back after insisting it was > their problem, not mine. I had the original paperwork to confirm > $53.46! I wonder if it would have worked out easier doing an online funds transfer? These sound like typical human error stories. I guess I haven't had a hassle yet so I'm not paranoid, careful yes, just not paranoid. Dave > > On 12/2/06, David Savage <[EMAIL PROTECTED]> wrote: > > Why set up an account with a completely different bank? Do you think > > the funds could be sucked out of your primary accounts? > > > > I'd recommend setting up a separate account with low fees/minimum > > balance amount as a temporary location & transfer fund's in and out > > as, come in or need to go out. > > > > To make, or request, a payment, you log in to your Pay Pal account and > > send the person an email through the payment (or funds request) > > section and the amount you wish to send, or receive. > > > > Personally I'd prefer to do without Paypal, and use direct bank > > transfers, but people are more paranoid about them than they are about > > PayPal, and the banks sting you with international transaction fees, > > about AU$20 each, local.direct deposits are free though. > > > > Dave -- PDML Pentax-Discuss Mail List [email protected] http://pdml.net/mailman/listinfo/pdml_pdml.net
