If the car catches fire, it's covered by the owner's insurance. But if the 
studio burns down because the car caught fire, the car insurance won't cover 
that. So the studio owner requires the photographer to have shoot insurance. 
The insurance covers studio equipment like flats and klieg lights a well. Of 
course, that cost is passed on to the client. That's one reason why shoots are 
expensive. 

Paul
On Nov 23, 2011, at 7:24 PM, <[email protected]> <[email protected]> 
wrote:

> Seems like it would be more a case of a car catching on fire than your Pentax 
> suddenly igniting.
> The owner of the car is the one that would appear to need the insurance.
> 
> Kenneth Waller
> http://www.pentaxphotogallery.com/kennethwaller
> 
> ----- Original Message ----- From: "Paul Stenquist" <[email protected]>
> Subject: Re: Shoot Insurance -- yikes!
> 
> 
>> In case one burns down the studio. The studio owners won't rent to you 
>> without insurance.
>> Paul
>> On Nov 23, 2011, at 6:58 PM, Collin Brendemuehl wrote:
>> 
>>> And why does one need this?
>>> 
>>> Sincerely,
>>> 
>>> Collin Brendemuehl
>>> "He is no fool who gives what he cannot keep to gain what he cannot lose"
>>> -- Jim Elliott
> 
> 
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