I think I outsmarted myself here.

I found a lens on German eBay.
The price was good,
but the seller would ship to Germany only.

So I contacted him.  
My German is no good (thru Babblefish translations),
but on previous bids, many Germans spoke English.
He did not, but allowed me to bid.

So I won the auction.
And now I asked to arrange payment.
The seller sent me his account # and bank #,
looking for a wire transfer(?).

So I contacted my bank.
After 36 hours of fooling around, 
I found my 'personal banker'.
I sent her FAX instructions to wire him Euros.

So she sent him Dollars, 
and charged me $35 for the transaction.
When the wire arrived at his bank,
it was $20 short (some mystery charge).  
And, they charged him another 13 Euros in fees.

So I was 30 Euros short.
I went to the American Express office.
For another $31.27, I got 30 Euros to mail him.
After postage, paying for this lens is going to cost me another $70 over my winning 
bid.

So I will keep reminding myself, 
Don't bid unless it is a really good deal!

Regards,  Bob S.
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