Your gonna have to call your insurance agents to find out the details.
I had to buy a special rider on my home insurance to cover my $25000
worth of photo gear (mostly lenses).  Dont remember the cost but it wasnt
too bad.

-----------------
J.C.O'Connell
[email protected]
-----------------

-----Original Message-----
From: PDML [mailto:[email protected]] On Behalf Of Darren Addy
Sent: Wednesday, March 06, 2013 9:06 PM
To: Pentax-Discuss Mail List
Subject: Insuring your photo gear...

I've never bothered with doing anything special to insure my photo
gear in the past but I'm not reaching the point where I think I'd
better consider doing so. I don't know a lot about the subject
however. I was hoping for some pointers.

I'd like to be insured against theft and also equipment damage in the
case of an accident. (I take a camera bag back and forth with me to
work almost every day). Is there something special that I must do to
get this covered under my homeowner's policy and my auto policy (or is
there separate coverage that one purchases). I really should know
about such things at my age, but I don't.

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