I’m no expert, but I think every doctor who takes Medicare patients also takes 
Supplemental insurance plans. At least that’s my experience. It’s a plus for 
the docs, because it ensures that the balance will be paid.

> On Dec 29, 2017, at 10:59 AM, ann sanfedele <[email protected]> wrote:
> 
> My medicare is now $134... for Part A and part B -  I have to make sure if I 
> go to a suppliment that  my doctor takes it
> I would never want to be without him.   I'm covered for my eye care because I 
> have glaucoma.
> 
> Might consider it in a year or two
> 
> ann
> 
> On 12/29/2017 10:35 AM, Paul Stenquist wrote:
>> No senior can afford to be without Medicare supplemental insurance or a 
>> Medicare Advantage plan. I think I pay about $100 a month for United 
>> Healthcare Plan F and everything is covered. My knee replacement didn’t cost 
>> me a nickel. Marlene’s chemo bills came to more than a million dollars. 
>> Medicare payed for about $800,000 of that. United Healthcare covered the 
>> rest under the plan F Supplemental. Medicare Advantage plans work well also. 
>> But a lot of health care professionals recommend supplemental plan F. You 
>> don’t have to buy it from the AARP affiliated United Healthcare. Every 
>> insurance company’s plan F is the same, but AARP makes it easy and provides 
>> a lot of guidance. They also work hard for senior benefits in a variety of 
>> ways. It’s hard to fault them.
>> 
>>> On Dec 29, 2017, at 8:34 AM, ann sanfedele <[email protected]> wrote:
>>> 
>>> I can't afford Cadillacs :-)
>>> ann
>>> 
>>> On 12/29/2017 5:33 AM, Paul Stenquist wrote:
>>>> Nothing wrong with the AARP insurance. It’s United Healthcare, and their 
>>>> Plan F is the Cadillac of Medicare Supplemental insurance.
>>>> 
>>>> Paul
>>>> 
>>>>> On Dec 28, 2017, at 11:26 PM, ann sanfedele <[email protected]> wrote:
>>>>> 
>>>>> I wouldn't for a minute go for the insurance.. I toss all references to 
>>>>> such..
>>>>> the mag has some interesting articles and sometimes nice long lists of 
>>>>> different categories of things
>>>>> that I find useful -  The only other subscription I have is the Berkeley 
>>>>> Wellness Letter (which I just re upped for after not doing it for a few 
>>>>> years)  AARP doesnt have my email address, happily .. they probably don't 
>>>>> even know I have a computer.
>>>>> 
>>>>> ann
>>>>> 
>>>>>> On 12/28/2017 9:59 PM, John wrote:
>>>>>> My primary medical provider is the VA. I go to the local clinic or to 
>>>>>> one of the specialty clinics at the hospital. It's not supposed to cost 
>>>>>> me anything. That was the agreement when I enlisted in 1975 and those 
>>>>>> benefits were confirmed when I got my 20 year letter in 1995. I stayed 
>>>>>> in a dozen more years beyond that, retiring in 2007.
>>>>>> 
>>>>>> I don't understand how Medicare works with the VA. My Medicare Part B is 
>>>>>> Tri-Care for Life, but they don't give me any kind of card showing I'm 
>>>>>> covered.
>>>>>> 
>>>>>> I get bills from the VA on a regular basis. They show someone paying 
>>>>>> them. If the bill is for more than Medicare pays they eventually deduct 
>>>>>> it from my Social Security or from my Retired Pay.
>>>>>> 
>>>>>> They're not supposed to. I earned VA care for life, but they apparently 
>>>>>> changed the rules while I was in Iraq in 2004 and are applying them to 
>>>>>> me retroactively.
>>>>>> 
>>>>>> So, I don't need insurance coverage from AARP. Shredding their letters 
>>>>>> isn't that much extra work. I was just wondering if there were enough 
>>>>>> other benefits to be worth the dues.
>>>>>> 
>>>>>> 
>>>>>>> On 12/28/2017 16:55, ann sanfedele wrote:
>>>>>>> I like the magazine and the occasional newsletter as well.. I have found
>>>>>>> useful information in those pages..
>>>>>>> 
>>>>>>> There may be times when having the card to show would be useful but
>>>>>>> I suppose that depends on where you live.
>>>>>>> 
>>>>>>> ann
>>>>>>> 
>>>>>>>> On 12/28/2017 2:22 PM, John wrote:
>>>>>>>> Is there any advantage to joining AARP if you don't need their 
>>>>>>>> insurance?
>>>>>>>> 
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