Thanks, Steve.  The testimony was the clearest explanation of the Enron fiasco I
have seen.

Testimony of Frank Partnoy, Professor of Law, University of San Diego School of
Law, Hearings before the United States Senate Committee on Governmental Affairs,
January 24, 2002
 "According to Enron's most recent annual report, the firm made more money
trading derivatives in the year 2000 alone than Long-Term Capital Management
made in its entire history.  Long-Term Capital Management generated losses of a
few billion dollars; by contrast, Enron not only wiped out $70 billion of
shareholder value, but also defaulted on tens of billions of dollars of debts.
Long-Term Capital Management employed only 200 people worldwide, many of whom
simply started a new hedge fund after the bailout, while Enron employed 20,000
people, more than 4,000 of whom have been fired, and many more of whom lost
their life savings as Enron's stock plummeted last fall."
 "Recent estimates of the size of the exchange-traded derivatives market, which
includes all contracts traded on the major options and futures exchanges, are in
the range of $13 to $14 trillion in notional amount.  By contrast, the estimated
notional amount of outstanding [unregulated over the counter] OTC derivatives as
of year-end 2000 was $95.2 trillion.  And that estimate most likely is an
understatement."
 "After 360 customers lost $11.4 billion on derivatives during the decade ending
in March 1997, the Commodity Futures Trading Commission began considering
whether to regulate OTC derivatives.  But its proposals were rejected, and in
December 2000 Congress made the deregulated status of derivatives clear when it
passed the Commodity Futures Modernization Act."


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Michael Perelman
Economics Department
California State University
[EMAIL PROTECTED]
Chico, CA 95929
530-898-5321
fax 530-898-5901

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