Robert Naiman wrote:
> In theory, if wage- and salary-earners fear they won't be able to
>  bargain up their wages to meet a general rise in the price level,
>  aren't they suffering from money illusion (and/or employer class/Fed
>  propaganda?) ...

no, it may be that they lack the power to bargain up their wages. In
the standard theory (in which "money illusion" plays a role), wages
should adjust as long as the workers don't suffer from that illusion.
But in the real world, markets aren't perfect and people can be
totally free of such illusions but not be able to declare "my will be
done."

>  In theory, again, the wage- or salary-worker whose contract or wage
>  bargain comes up every so often should only be concerned about
>  unanticipated rises in inflation, just like the banker who lends money
>  for a certain period of time at a fixed interest rate.

again, that's in the theory in which all markets are perfect.

>  They always talk about the folks on fixed incomes...but Social
>  Security is indexed, and if folks are living off income from bonds
>  that income should rise as well, as the nominal interest rate adjusts
>  to the level of inflation.

Social Security is indexed only after the fact (as I understand it --
if there's an expert in the house, please correct me). 2007's
inflation is used to adjust 2008's payments, so that if 2008's surge
in inflation is really large, these pensioners lose. They make up
their losses at the beginning of 2009, but they lose again if there's
a rise in the inflation rate in 2009.

In addition, the Boskin reforms reduced the measured inflation rate
implied by the CPI. A lot of economists, including yours truly,
believe that this means that the measured inflation rate is lower than
the actual inflation rates. Thus those on Social Security benefits are
losing, even without accelerating inflation.

The face value and the coupon payments on bonds do not adjust in the
fact of inflation (unless, perhaps, one owns indexed bonds and no
other kinds). To compensate for the deterioration of the purchasing
power of these due to inflation, the pensioner would have to sell the
bonds. But the market price cannot rise above the face value. Put
another way, bonds give a return via the coupon payment and the
difference between the buying price and the selling price. The fact
that both the coupon payment and the face value are losing purchasing
power means that the selling price falls, too.

>  Folks can argue that particular groups of workers are in a poor
>  bargaining position, but then this indicates that 1) we're talking
>  about a differential rise in the price level, not a general rise in
>  the price level

no, it says that we're talking about a differential rise in the wage
level. The average price can rise even if relative wages are changing.

>  and 2) the cost to these workers of the rise in
>  inflation has to be traded off against the cost to them of Fed
>  policies that, justified on the basis of reducing inflation, reduce
>  employment, and therefore reduce these workers' bargaining power.

I don't get this. The rise of the unemployment rate will likely hit
those with the least bargaining power the most, though there are
exceptions: the sustained rise in the US$ hit groups -- industrial
workers in exporting industries -- that had typically had more
bargaining power than most.




-- 
Jim Devine / "Segui il tuo corso, e lascia dir le genti." (Go your own
way and let people talk.) -- Karl, paraphrasing Dante.
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