What Micheal described used to happen when I was growing up in Izmir, Turkey in the 1960s and 1970s, too. My brother and I used to play soccer with the son of our grocer, went to the same school, although neither of us were in the same classroom with him, and our families knew each other rather well. I was able to buy even cigarettes and alcohol from the grocery store for my parents even when I was six or seven years old, on credit. We used to pay our debt in the beginning of each month, after the previous month's book was closed. Being a few days late had never been an issue. I don't know what happened if you couldn't pay your monthly bills a few months in a row, since we were able to make good on our debt.
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