Jim:

> you're talking about "wholesale" money market funds, right? if retail
> money market funds start failing, that's hitting directly at Main
> Street.

Yes! In other words, "institutional" money market funds. I haven't
heard anything about the "retail" money market funds,  although most
likely we will start hearing about them soon, too. By the way, GMAC is
not an "institutional" money market fund, but it is some sort of a
bank too. Not only GMAC but also UBS and Sears are mentioned, because
they sell commercial paper to these money market funds. Since the
demand for commercial paper is low now, their short-term borrowing
costs are going up. So, D' Arista was right, GMAC is in trouble. More
than that the commercial paper market is in trouble.

Sabri
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