> ----- Original Message -----
> From: "Doug Henwood" <[EMAIL PROTECTED]>
> To: "Progressive Economics" <[email protected]>
> Subject: Re: [Pen-l] My rescue plan
> Date: Tue, 23 Sep 2008 15:50:39 -0400
> 
> 
> 
> On Sep 23, 2008, at 3:44 PM, [EMAIL PROTECTED] wrote:
> 
> > if the Treasury were to step in and pay the mortgages of all  subprime 
> > borrowers
> 
> Prime borrowers, and nondelinquent subprime borrowers, would be mighty  
> pissed 
> off.

actually thinking about it, as well as needing to more or less completely 
suspend the laws of political gravity (which arguably Julio must have been 
hoping we'd spot him in the first place given that this is a plan 
redistributing money from the rich to the poor), there's an even more killer 
objection here in that you can't use the static figures for the current 
population of delinquent subprime loans; if you launch a government program to 
take care of the mortgage for delinquent subprime borrowers, then the category 
of "non-delinquent subprime borrowers" is going to shrink to zero pretty quick, 
and the category of "prime borrowers" is going to see quite significant 
migration to "subprime".  I think these forseeable dynamic effects could make 
enough of a difference to the total cost of Julio's package to stop it dead in 
the water.

best
dd
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