from today's SLATE:
>[M]ost [of the big US newspapers] front the government-orchestrated sale of 
>most of Wachovia to Citigroup for $1 a share, or about $2 billion. Citigroup 
>will inherit Wachovia's $312 billion loan portfolio, but the government agreed 
>to pay for any losses after the $42 billion mark. In return for this 
>guarantee, the government got $12 billion in preferred stocks and warrants.

>Wachovia's sale is the latest example of how Wall Street has been reshaped in 
>the past few weeks with what the NYT calls "a wave of shotgun mergers." In a 
>separate Page One piece, the WSJ says that the "notoriously fragmented 
>American banking system is going through a decade's worth of consolidation in 
>a matter of weeks." Now only the strongest banks are likely to survive, and 
>the consequences of this consolidation will be felt for years. Customers might 
>see their fees go up because of a lack of competition, but on the upside, the 
>mere size of these banks means they'll be less vulnerable to future economic 
>shocks. Then again, these banks could decide to take bigger risks because they 
>may be seen as too big to fail. <

maybe we should get rid of the too-big-to-fail problem by bringing
back a lot of old regulations, such as the ban on interstate banking?
-- 
Jim Devine /  "Nobody told me there'd be days like these / Strange
days indeed -- most peculiar, mama." -- JL.
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