On Fri, Oct 24, 2008 at 8:20 AM,  <[EMAIL PROTECTED]> wrote:
> There is also a substantial subculture in favour of "free banking" - ie, 
> using the obligations of privately owned banks as the currency, as was done 
> in Scotland in the 18th century*.  This has some elements of fiat and some of 
> gold, in that the currency has to be ultimately convertible into gold, but 
> there is some scope for bankers to expand their issue.
>

Didn't the US have something like this before the Civil War?
-raghu.

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