> While the last seller for cash retains value, the buyer of something
> like a CDO has exchanged money for near money.  In a crisis like this
> the near money simply disappears.  Is this right (I'm no expert though I
> hope to play one on TV)?
>
> Terry

This is a reasonably accurate description in my view, although I would
not use the words "value" and "near" in this description. I would say,
the buyer of the debt exchanged cash for credit. Both credit and cash
are money, but credit may disappear if debt disappears, whereas cash
does not. Cash may buy less or more in the future, depending on
inflation/deflation, but it does not disappear.

Sabri
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