I would think it is all of the above to one degree or another but would it not 
be the case that consumer's uncertainty about future income is the straw that 
broke the camel's back




________________________________
From: Michael Smith <[email protected]>
To: [email protected]
Sent: Tuesday, December 23, 2008 2:52:07 AM
Subject: Re: [Pen-l] query

On Mon, 22 Dec 2008 19:05:33 -0500
Gernot Koehler <[email protected]> wrote:

Is "all of the above" a permissible answer? 

-- 

Michael Smith
[email protected]
http://stopmebeforeivoteagain.org
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