From: "David B. Shemano" 
Charles writes:

 

"As long as there is exploitation, there will be crises, 'cause exploitation 
restricts the consumption of the masses, and 'The ultimate reason for all real 
crises always remains the poverty and restricted consumption of the masses as 
opposed to the drive of capitalist production to develop the productive forces 
as though only the absolute consuming power of society constituted their outer 
limit.'"

 

It seems to me that the present crisis was not caused by restricted 
consumption, but overconsumption -- the masses leveraged themselves to consume 
goods and services they could not otherwise afford.  If I am right (and you are 
obviously free to dispute my view), how does the present crises square with 
your underconsumption theory?

 

David Shemano

^^^^

CB: This is a good question David, and actually I have been
thinking about it from discussions elsewhere on this.

I believe the answer is sort of right there in front of us.
 Not being able 
to afford something is the same as poverty or restricted
consumption relative to the something you want to buy. The 
credit papered over this fact for a while. But eventually
the unaffordabilty broke through the paper. When eventually
the buyer didn't pay for whatever it is they bought on credit,
the seller-creditor was not paid and therefore didn't realize
profit. At that point matters are exactly the same as if
whatever the commodity is had not been bought in the first
place, from the standpoint of the seller getting money.

 I realize that in this case the buyer actually gets some
stuff that she wouldn't get if she never even bought it; that
doesn't particularly bother me; and it makes no difference
with respect to the rate of profit falling . 

I guess we need a different word than
"consumption", but the key issue is whether the seller gets
her money or not as far as the rate of profit (realized) falling.
Who posseses the goods really makes no difference as to
whether the rate of profit realized falls or not. The goods
are in the consumer's possession instead of piling up in the
seller's warehouse as inventory. But possession of goods does not
realization of surplus value and profit make.

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