On Sun, Mar 22, 2009 at 5:25 AM,  <[email protected]> wrote:
> It's (1).  They're not call liabilities in general.  There are some people 
> trying to play a game called "commutation" (basically, settling CDS contracts 
> in cash today for less than they're worth, because you think that the insurer 
> is insolvent in the long term) but this can only happen with the consent of 
> both parties.
>
> best
> dd

Thank you very much. Can you explain a little further? Don't they
become "call" liabilities of the the condition they are guarding
against happens. That is, if you have a CDS against a mortgage fund,
if enough of the mortages go into default, don't they then become a
"call" commodity? Like a life insurance policy becomes a "call"
commodity if the insured person dies? Is it a matter of the conditions
have not been met? Or is a CDS not that kind insurance? I know they
were used as short bets as well as protection, but taking the
protection example as simplest, how does one use a CDS to hedge
against an investment going bad if it is not callable? Please note: I
am NOT arguing. I am asking to have my ignorance corrected.  I'll bet
I am not the only one on this list who needs this point explained.
Given your background, you may be the perfect person to answer this,
if you are willing.
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