I don't like this definition.

The first sentence is much too general.  Of course you buy an asset
expecting it to provide a positive return.
The Graham quote I think well describes a not-speculative investment.
To me the opposite of Graham is transactions -- buying or selling --
on the basis of a temporary or generally unexpected change in the 
capital value of an asset, unrelated to observed 'fundamentals.'



-----Original Message-----
From: [email protected]
[mailto:[email protected]] On Behalf Of c b
Sent: Sunday, April 05, 2009 7:39 AM
To: [email protected]
Subject: [Pen-l] Speculation

Speculation
>From Wikipedia, the free encyclopedia


http://en.wikipedia.org/wiki/Speculation


Speculation (in a financial context) is the acquisition of a risky
asset on the assumption that it will be more valuable or less risky in
the future. It can be contrasted with a pure business investment, for
which the investor is compensated for the use of her capital and the
risk of its loss. A speculative asset typically increases the risk of
a portfolio. Speculators rely on an asset appreciating in value due to
changing tastes, economic conditions or perceptions. In reality, the
returns on most financial investments represent some elements of
reward for accurate speculation, and some of compensation for the use
of capital and assumption of risk.

Notoriously hard to identify, in his influential financial work,
Security Analysis, Benjamin Graham discusses speculation. "An
investment operation is one which, upon thorough analysis promises
safety of principal and and an adequate return. Operations not meeting
these requirements are speculative."[1]

Financial speculation can involve the buying, holding, selling, and
short-selling of stocks, bonds, commodities, currencies, collectibles,
real estate, derivatives, or any valuable financial instrument to
profit from fluctuations in its price, and is generally contrasted
with buying it for use or for income via methods such as dividends or
interest. Speculation represents one of four theoretically separate
but, in practice, overlapping market roles in Western financial
markets, distinct from hedging, long- or short-term investing, and
arbitrage.
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