On Mon, Apr 19, 2010 at 3:22 PM, Nicole Woo <[email protected]> wrote:

To clarify, a bill signed by the President last spring (S. 896) already
> provides key renter protections, including:
>
>     * 90-day pre-eviction notice to tenants whose homes have gone into
> foreclosure.
>     * The rights of tenants to remain in their homes for the terms of
> their leases. (However, if the new owner will live in the home, leases
> can be terminated subject to the 90 day notice.)
>     * Tenants with vouchers able to remain with both their lease and
> rental assistance payments intact, subject to the rights of a purchaser
> who wants to occupy the home after 90 days notice.
>

All of which adds up to considerably less than the five years of protection
granted to homeowners under the Grijalva/Kaptur bill. Given that the measure
your organization advocates both

A. Excludes renters; and
B. Has as one of its goals to, in Michael's words, avoid "depress[ing]
housing prices further" (which is to say, to screw renters, the
lowest-income participants in the housing market);

I'm hard-pressed to see it as a good thing.

On Sun, Apr 18, 2010 at 6:56 PM, Michael Meeropol <[email protected]>wrote:

In response to Joe, I don't see how this law changes anything with respect
> to renters.  The law only applies to owner-occupied primary residences.  To
> the extent that there is a second family/individual renting from the current
> owner (or a third family/individual for that matter) that contract would
> remain in force if the owner switches to a 5 year rental as per the law.
>
> Landlords who were buying houses on spec and renting out the place who now
> default will leave renters in the house with the bank now having to make
> decisions.  That is no different under this proposed law as it is now ...
>

It may be me, but I'm not entirely sure what most of your message is
supposed to mean. Are you informing me that the Grijalva/Kaptur bill doesn't
affect the rights of renters, other than inflating their rents? Well, yes,
that was my gripe to begin with.

However, this line jumped out at me:


> Why bankers who foreclose would kick out renters if they're actually paying
> the rent is beyond me.
>

That is, in fact, exactly what banks do. If there are any exceptions to the
rule (and at this late stage in the game, there may very well be), I have
yet to hear of them.

-- 
"Hige sceal þe heardra, heorte þe cenre, mod sceal þe mare, þe ure mægen
lytlað."
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