You can set a rate, but you can't force people to offer to lend at that
rate. You need a Federal guvmint loan facility.


On Thu, Aug 12, 2010 at 12:24 PM, c b <[email protected]> wrote:

> So, how about a movement for federalizing the setting of bond rates
> for states and municipalities ?
>
> Charles
>
> ^^^^^^^^
>
>
> From: Max Sawicky
>
> States as sovereign entities cannot go bankrupt and cannot be sued for
> default; that is my understanding, possibly wrong.  But if they want
> to borrow in the future they dare not default.
>
> ^^^^^^^
> CB: This seems correct to me. I don't think there is a provision in
> the bankruptcy statute for states.
>
> It's interesting to breakdown "bankruptcy" here. A bankrupt has his ,
> her or its debts substantially forgiven ultimately. Creditors don't
> get all their debt.  So, if the states could go bankrupt they would
> legally default on some debts.
>
> The threat of future high interest rates to borrow as the only whip
> and punishment on the states for defaulting might be vulnerable to
> attack from the left some time in the near future if enough states
> continue in the red. I mean Wall Street's power to charge higher
> interest rates on defaulting states might be vulnerable to attack by
> the People, so to speak, through the states and the Congress,
> especially if the states could be influenced to join with unions and
> foreclosed homeowners and others who have beefs with Wall Street now.
>
> Just thinking out loud.
>
> ^^^^^^^
>
>
> Qualifying note: there is general obligation debt and revenue bonds
> (there is also short-term debt, not a big deal). The latter are tied
> to specific projects and revenue streams; default on them is not
> uncommon, but there are no legal consequences for the states' general
> funds. GO debt by contrast is backed by "the full faith and credit" of
> the state government.  There has been no default on GO debt since the
> 30s (Arkansas). States will gut their budgets before defaulting on GO
> debt, since if they did default, their borrowing costs would increase,
> perhaps to a prohibitive level.
>
> ^^^^^^^^
> CB': Same thought: can a movement be built to take some control away
> from Wall Street to use future high interest rates to control states
> on this. Afterall, Wall Street itself went bankrupt, and it isn' t
> being punished with future high interest rates or some equivalent
> punishment for moral hazard purposes. Not only that, Wall Street was
> bailed out not just forgiven debts as in bankruptcy with money from
> the People in the states.   Why should states still be held in moral
> hazard to Wall Street when Wall Street is not held to moral hazard ?
>
> ^^^^^^^
>
>
> High debt tends to be conflated with unbalanced budgets, but they are
> distinct. You can be way out of balance with no debt, where borrowing
> given BB rules is not feasible. My quick take on California is that
> its debt is not the big issue; its imbalance of revenues and outlays
> is.  Kind of like Greece.
>
> ^^^^^^
> CB: So they don't have sovereign _debt_ crises.
>
> ^^^^
>
>
> Cities like all local govs are creatures of the state; they are at their
> mercy.
>
> ^^^^
> CB: Exactemente. There is also a provision in the Bankruptcy statute
> for municipalities. Orange County went legally bankrupt. It was based
> on Wall Street interactions, though, I think. Bad investments.
>
>
>
> On Wed, Aug 11, 2010 at 2:15 PM, c b <cb31...@xxxxxxxxx> wrote:
>
> For states that "require" a balanced budget, what's the punishment for
> a legislature that doesn't balance its budget ?   Removal from office
> ? No. Receivership by the federal government ? No.
>
> There are no consequences for the state government as there are no
> "higher powers" over the states on this, no ?
>
> Cities can be put into receivership by their states, however.
>
> Charles
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