Michael Perelman writes:

>> I think it was Doug Henwood, who mentioned several times, that Margaret 
>> Thatcher
>> believed that home ownership caused more conservative political attitudes.

It is not home ownership, in isolation, that causes more conservative political 
attitudes, but just as, if not more importantly, the effort to acquire home 
ownership.  If you are trying to save for a downpayment, and you are required 
to save every extra penny toward that future goal, that enhances a bourgeois 
mentality (as well as a sense of distinction/superiority toward members of your 
same social class who are more consumption oriented), and resentment of every 
dollar paid in taxes which delays the achievement of the goal.

That is why the American home subsidy program, especially as it developed in 
the past 20 years, was so disastrous (from my perspective), because it was 
specifically designed to break the link between the effort to acquire a home 
and home ownership itself.  By enforcing policy to avoid the need to save for a 
downpayment, the policy effectively turned the home "purchasers" into 
effectively either (1 speculative investors with an option on the house, or (2) 
renters paying more for a nominal mortgage than they could have as renters 
under a lease agreement -- neither of which is conducive to the development of 
Margaret's beloved bourgeois attitudes.

David Shemano


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