The activity of finance can never be productive since it is only ever concerned 
with the book keeping of
who has a title to social wealth, not to the production of that wealth itself. 
It only appears necessary to
the extent that any means of production used by a firm in the production 
process must, according to existing property relations, belong to somebody
and thus 'finance' must be provided for them. But that finance is not a real 
resource, it is just a toll keepers charge levied by private interests on a
socially produced product, and its provision is no more productive than the 
sale of a ticket on a toll highway.
________________________________________
From: [email protected] [[email protected]] On 
Behalf Of Hinrich Kuhls [[email protected]]
Sent: Monday, April 18, 2011 10:58 AM
To: Progressive Economics
Subject: Re: [Pen-l] productive unproductive

At 22:46 17.04.2011, Lakshmi Rhone wrote:
>I find myself a bit confused by Foley's paper. In Understanding
>Capital Foley himself speaks of finance and sales lags, so if
>financial firms, broadly conceived, reduce the time that it takes
>for industrial capital to secure financing to commence or recommence
>production or to book sales (think here of the bill of exchange) and
>if commercial firms also reduce the time it takes to realize the
>final product, then turnover times are reduced and the annual
>production of surplus value is thereby increased. It seems wholly
>possible that whatever surplus value is drained by financial and
>commercial firms is more than made up by the greater surplus value
>that they allow industrial firms to make over the course of, say, a
>year. I don't see why financial and commercial capital are
>necessarily unproductive from the perspective of the turnover of
>capital and the production of surplus value.  It's easier for me to
>see how the hiring of  a domestic servant is an expenditure of
>revenue, which basically leaks out of the system.
>Lakshmi

 From another perspective:

"For the capitalist who has others working for him, selling and
buying become primary functions. Seeing that he appropriates the
products of many on a large social scale, he must sell on the same
scale and then reconvert the money into elements of production. But
still neither the sale nor the purchase create any values. An
illusion is here created by the function of merchant's capital. But
without entering at this point into a detailed discussion of this
fact, we can plainly see this much: If a function, which is
unproductive in itself, although a necessary link in reproduction, is
transformed by a division of labor from an incidental occupation of
many into an exclusive occupation of a few, the character of this
function is not changed thereby. One merchant, as an agent promoting
the transformation of commodities by assuming the role of a mere
buyer and seller, may abbreviate by his operations the time of sale
and purchase for many producers. To that extent he may be regarded as
a machine which reduces a useless expenditure of energy or helps to
set free some time of production."
<http://www.econlib.org/library/YPDBooks/Marx/mrxCpB6.html#Part%20I,%20Chapter%206>

hk

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