this is much less complicated then it seems at first. commodities are
just assets. they are physical constructs that can exist without any
liability. chartalists argue that money is not given value by
commodities even when money is made of commodities or is "backed" (see
pegged) to commodities. when a coin's value as a commodity rises above
it's nominal (state given) value, it is melted down and sold. since it
is not any intrinsic use value that provides money with value, money's
exchange value comes from social relations. but not just any social
relation. this is a particular social relations where i agree (or am
forced) to owe you a precise amount of the unit of account (Jim is
correct in pointing out that money needs to be precisely defined to
discuss these issues. the wiki is pretty good:
http://en.wikipedia.org/wiki/Money#Functions) and you agree to provide
me with certain goods and services now (or you have a gun and provide
me the service of not killing me.) the particular question here,  "why
can money not be created without the simultaneous creation of debt?",
has a rather simple answer. money is a social asset. for money to be
created, someone else needs to take that money as a responsibility or
a debt. if chase bank creates 100 dollars by loaning me that money, i
have that money as an asset, but also something i have to pay back
later, a debt. when the government creates money, in accounting terms
it takes that money on as a liability but since it can create infinite
amounts of the unit of account that liability isn't burdensome or
necessitate the return of real goods and services to it's creditors.

-- 
-Nathan Tankus
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