On Tue, Oct 11, 2011 at 9:43 PM, David Shemano <[email protected]> wrote:
> Don't get me started on student debt.  As the government decided everyone 
> show own a home, we had a devastating house bubble and financial crisis.

Wow, I was with you on Steve Jobs, but that's a quite a leap you are
taking there. The housing bubble and the financial crisis was the
result of government housing policy?? Looting and rampant criminal
behavior on Wall St had nothing to do with it?

How many times does that particular lie have to be rebutted to finally
put it to rest? This shows not just breathtaking intellectual
dishonesty, but also a disturbing lack of compassion: how utterly
heartless do you have to be to keep mindlessly blaming the victims of
the housing crash for their own misfortunes, while ignoring the all
those crominals who got filthy rich in the process?



> The government has decided everyone should go to college and the government 
> should finance through loans, which has caused college costs to skyrocket, 
> which is great for the
> colleges, but devastating to the students, who are incurring incredible debt, 
> so we are in the midst of a college bubble and will eventually have a student 
> loan crisis that will be
> added to the national debt.

Yes there is a college cost bubble, but how do you go from there to a
government decision that "everyone should go to college"?


> Truthfully, if it wasn't for the signaling benefits of a college degree in 
> today's world, I would encourage today's students to follow Jobs and Gates, 
> drop out of school, find any job > they can, and they will have no regrets 
> for the rest of their life.

Maybe. But signaling effects do exist and in the real world, most
people who are not Steve Jobs or Bill Gates do on average earn a ton
more with a college degree than without. I saw some statistics that
today's unemployment crisis is largely among those without a college
degree.
http://www.commentarymagazine.com/2011/10/10/gallup-college-grads-employment/

At any rate this is something that we can legitimately have a discussion about.

But please, let us not keep repeating those stupid lies about how Wall
St crimes are really somehow the government's fault.

-raghu.
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