nathan tankus wrote:
> "You can't lower nominal interest rates past zero". I think there's
> actually some technical disputes about that operationally. In any
> case, I don't think it would be desirable.

Nominal interest rates have gone negative for T-bills on occasion.
That's because they were seen as safer than other assets in very
turbulent times (e.g., 2008). Instead of buying T-bills in order to
get interest, finance folk were paying fees to the Treasury to get
insurance.

me:
> To some extent the conflict between the anti-inflation "hawks"
> (Volcker) and the anti-inflation "doves" (e.g., William Miller, who
> preceded him as the Fed Head) that reflects the division between
> banking/financial capitalists and industrial capitalists. (Lefties
> usually ignore that intra-class conflict, focusing instead on the
> inter-class conflict.)"

Nathan:
> I'm not sure about the truth of this, at least for the 1980's. the
> volcker raising of interest rates is what turned the savings and loans
> industry insolvent and then led them to push for deregulation and
> ultimately go the massive financial fraud route. ...

Due to the incorporation of inflationary expectations into nominal
interest rates, they  were already soaring -- and the basis for the
S&L crisis was being set -- before Volcker. It's true that Volcker
likely made that crisis even worse by pushing them higher, but from
the point of view of the leaders of financial capital, SOMETHING HAD
TO BE DONE about what was perceived to be worsening inflation. And
inflation generally did rise during the 1970s (except during 1975-76
as unemployment rose, which just proved the financiers' point).

And note that the S&L sector was seen as less important than the
commercial banks, which had more influence on Fed policy (especially
those which were member banks). Finally, this was the beginning of
financial triumphalism, in which disasters like that of the S&L sector
weren't considered to be possible (especially by the S&L people
themselves. (Of course, if the impossible _did_ happen, there would be
a bail-out, as indeed there was.)

Of course, this isn't the whole story. For example, one orthodox
economist measured the rate of profit and found that it had fallen
during the 1970s. He thus proposed a full-scale neoliberal program.
(See Liebling, Herman I. 1980. U.S. Corporate Profitability and
Capital Formation: Are Rates of Return Sufficient? New York:
Pergammon.)
-- 
Jim Devine / "In science one tries to tell people, in such a way as to
be understood by everyone, something that no one ever knew before. But
in poetry, it's the exact opposite." -- Paul Dirac
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