(Further to our recent discussion on the alleged gap separating the two…)

Summers or Yellen? The best Obama can do is toss a coin
By Philip Stephens
Financial Times
August 11 2013

Here is a small heresy. The brouhaha about Barack Obama’s choice for the next 
chair of the US Federal Reserve is in inverse proportion to the significance of 
the contest. It really does not matter whether it is Lawrence Summers or Janet 
Yellen. The world – and the American economy – will continue to spin.

Now for a second piece of heterodoxy: Mark Carney’s headline-grabbing monetary 
policy changes at the Bank of England are much ado about, well, not very much. 
The new governor’s blueprint for forward guidance on interest rates raises as 
many questions as it answers. Its impact on the trajectory of the British 
economy will lie somewhere between negligible and nil.

Central bankers are the new masters of the universe. The mood of the moment 
says politicians cannot be trusted and commercial bankers are crooks. That 
leaves central bankers as the repositories of public trust. I have nothing 
against them. They are too often beguiled by economic theory, but, all in all, 
they are an intelligent bunch. Many (not all) prize professionalism and public 
service above fame or fortune.

The problem comes when they are invested with supernatural qualities. Much of 
the debate about Mr Summers versus Ms Yellen and the fanfare that has greeted 
Mr Carney’s arrival in London are founded on the silly assumption, far too 
common in financial markets, that these folk are keepers of the philosopher’s 
stone. In truth, their role is to try to prevent harm by keeping an intelligent 
lid on the rate of inflation and by watching over the stability of the banks 
and financial system.

As we now know too well, they failed dismally in this second task during the 
years before the crash. Their mistake was to worship at the altar of the new 
financial capitalism – all would be well if markets were allowed to operate 
freely. The rogues gallery of those responsible for bringing the world to its 
knees is a crowded space, but Alan Greenspan, the former Fed chairman, stands 
front and centre in any line-up.

At moments of great emergency, central bankers can make a difference. The US 
Fed was fortunate in having Ben Bernanke to pick up the pieces. Few policy 
makers were as steeped in the lessons of the 1930s depression. Mr Bernanke had 
the cerebral confidence and the character to make the right calls.

Elsewhere, some would credit Mario Draghi, the president of the European 
Central Bank, with saving the euro by rescuing policy from political paralysis 
among eurozone governments. I think that takes things too far – the big 
decision was the political one taken by Germany’s Angela Merkel to back the ECB 
over the Bundesbank. Mr Draghi certainty played his part, but the future of the 
euro remains in the hands of politicians. Likewise, the principal levers of 
national policy making.

The appointment of Raghuram Rajan as head of India’s central bank is not going 
to rescue that country’s economy. Likewise, barring a new emergency, the 
decisions taken by the Fed will be at the margin. Mr Summers’ qualities are 
well known, not least to Mr Summers. Ms Yellen looks the quieter choice, but 
she too is said to be unafflicted by a lack of self-esteem. For all the forests 
that have been felled and bytes consumed in the debate about the succession, I 
have not seen any evidence that one or other would strike out in a radically 
different direction.

As for Mr Carney, he wants to become prime minister of Canada. He may have a 
politician’s luck. He has tipped up in London just as the economy seems to be 
reviving. He is fortunate in his predecessor: Sir Mervyn King never shook off 
the charge of being asleep at the wheel during the credit boom and too slow to 
react when it turned to bust.

Mr Carney is right to signal to markets that British borrowing costs are 
unlikely to rise for some time. But his formulaic linking of interest rates to 
a precise level of unemployment necessarily includes so many forecasting 
uncertainties and caveats as to more closely resemble forward guessing than 
guidance. A general statement of intent would have been better. In any event, 
the formidable structural challenges facing the British economy are not going 
to be met through the odd tweak in interest rates.

Back in Washington, Mr Obama has admitted that “you would have to slice the 
salami very thin” to find policy differences between Mr Summers and Ms Yellen. 
So who should he choose? Easy. Toss a coin.

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