Chuck Grimes wrote:
 >
MediCal and Medicare give you charts to estimate your cost, within 
income brackets. How truthful you are will reflect your costs or near 
costs. Verification is a separate system that notifies you after a few 
weeks of submitting formal paperwork or request. If you were honest and 
followed the guidelines, you get pretty close. The guidelines are 
structured to slightly over estimate your cost.
<

Yes, a revealing contrast.

The private insurance industry does not want to help prospective 
enrollees see, if they play around with what-if estimates, that premiums 
vary widely by age and by location of residence. The feds are servants 
of the industry.

In addition, the Administration wanted to sign up people, especially 
young adults, quickly to minimize the time they have to consider whether 
to risk an income tax penalty instead. Medicare is such a good deal that 
nearly everyone turning 65 wants to enroll.

An Administration talking point to minimize the failure of the Web 
portal is that it is for health insurance purchased by individuals, 
outside employment coverage and Medicaid. A relatively small 15 million 
people are involved. However, people tend to fall into this market when 
they suffer a spell of unemployment. After a few years, many tens of 
millions of people will have experienced the Web portal.

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