None that I know of, though The New York Times of October 13, 2004 had
an article on medical savings accounts (see Milton Freudenheim, "Bush
Savings Accounts Slow to Gain Acceptance.") It suggests that spending
more out of pocket might push consumers to select cheaper drugs and take
a more active role in choosing their treatment. But this claim seems
like a pretty empty conception of consumer sovereignty.

Joel Blau

Frank, Ellen wrote:

Well, one more try....

Today's WSJ has a piece on health savings accounts which
states, repeating a claim made frequently about such
accounts:  "Implemented correctly, they hold out the
possiblility of putting the brakes on health care costs
by giving patients more of a stake in the experience of
getting well and staying well."

Any health economists out there who are aware of studies
that support this?  In particular, what kinds of health
decisions do consumers control that could yield this outcome?
I can think of some small ones, like OTC anti-allergy and
arthritis drugs in place of prescriptions.  Maybe there
are other scenarios, but I can't imagine them.

Ellen

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