According to Bloomberg, here is at least one instance of a CDO that
was downgraded from AAA all the way down to CCC. This seems a little
extreme even given the excesses of the derivatives markets. Are things
really *that* bad?

http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aSEguZCZ9ZpY
--------------------------------snip
 Last week, Standard & Poor's butchered the ratings on $3.2 billion of
debt from structured investment vehicles spawned by Solent Capital
Partners LLP in London and Avendis Group in Geneva. About $254 million
was slashed from the top AAA grade to CCC+ and CCC -- slides of 16 and
17 levels, triggered by their investments in mortgage-backed bonds.

Think about that for a second. You left the office Tuesday owning a
AAA rated security. By the time you got back to your desk on Wednesday
morning, it was eight steps below investment grade in a category S&P
defines as ``currently vulnerable to nonpayment.'' Try explaining that
to your pension-fund trustees.

The rating companies are sifting through the billions of dollars of
repackaged bonds and structured investment funds they graded in recent
years. You can bet the world's biggest and smallest banks are also
panning for risk in the structured investment vehicles and
off-balance-sheet companies they casually sponsored in the gold rush.


-raghu.

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