The expert that I cited was J.M. Keynes in 1930.  A truly wonderful book about 
wing
Republican shady dealings and the real estate bubble and its consequences is

Messer-Kruse, Timothy. 2004. Banksters, Bosses, and Smart Money: A Social 
History of
the Great Toledo Bank Crash of 1931 (Columbus: University of Ohio Press).



On Mon, Nov 26, 2007 at 05:02:01PM -0800, Leigh Meyers wrote:
> On Nov 26, 2007 3:40 PM, Michael Perelman <[EMAIL PROTECTED]> wrote:
> > "I fancy that the great New York (banking) institutions have more skeletons 
> > in their
> > cupboards than anyone yet knows about for certain, and that their concealed 
> > anxieties
> > cramp their action more than is admitted."
> >
> >
>
> "It's hard to describe what constitutes the bulk of the stuff moving
> through the world's financial markets for the simple reason that it
> was purposely-designed to be so abstruse and provisional that traders
> would be too intimidated to ask what it represents..."
>
>
>
> Clusterfuck Nation
>
> by Jim Kunstler
>
> Comment on current events by the author of
> The Long Emergency (Atlantic Monthly Press, 2005)
>
> www.kunstler.com (November 26 2007)
>
> Either / Or?
>
>      The great debate among those of us on the Economy Deathwatch
> seems to be whether the debacle we observe around us will resolve as a
> crash or a slow-motion financial train wreck. It seems to me that at
> every layer of the system, we're susceptible to both -- in tradable
> paper, institutional legitimacy, individual solvency, productive
> activity, real employment, "consumer" behavior, and energy resources.
> Some things are crashing as I write.
>
>       The dollar is losing about a cent every three weeks against
> other currencies. A penny doesn't seem like much, but keep that pace
> up for another year and the world's "reserve currency" becomes the
> world's reserve toilet paper. Oil prices are poised to enter the
> triple-digit realm, the psychological effect of which may be jarring
> to 200 million not-so-happy motorists. The value of
> chipboard-and-vinyl houses is tanking beyond question.
>
>    Of course, the government's consumer price inflation figures and
> employment numbers are dismissed broadly as lacking credence. But
> anybody who has bought a bag of onions and a jar of jam lately knows
> that things are way up in the supermarket aisles, and so many illegal
> Mexican migrants were employed in the Sunbelt housing boom, that their
> absence in the bust won't register on any chart.
>
>      It's hard to describe what constitutes the bulk of the stuff
> moving through the world's financial markets for the simple reason
> that it was purposely-designed to be so abstruse and provisional that
> traders would be too intimidated to ask what it represents -- and the
> growing terrified suspicion is that it's mostly worthless. By this I
> refer to the global freak show of derivatives, concocted "plays" on
> hypothetical "positions," credit default swaps, arbitrages in imagined
> "differentials," nifty equations, hedges, promises, algorithms
> executed by robots, and "off-book" wishes chartered in the Cayman
> Islands. Probably all of them, in one way or another, are just scams,
> since they are unaffiliated with productive activity.
>
>      At a more fundamental level, these mutant "investments" were
> derived from a very tangible trade in loans and mortgages made to
> flesh-and-blood chumps, but even those are only the last in a long
> spiral of serial "bubbles," or market frenzies based on unreal
> expectations. And this leads into the very real realm of poor choices,
> fiscal and fiduciary irresponsibility, deliberately deceptive policy,
> criminal malfeasance, and the broad abandonment of standards in
> acceptable behavior by people in authority. A lot of observers
> attribute this to the Gordon Gecko ethos -- the discovery back in the
> 1980s that "greed is good," which was meant to trump a previous ethos
> that life is tragic.
>
>      Anyway, the trade in mutant investment entities appears to be
> collapsing now as their worthlessness in market terms (as opposed to
> theoretical terms) becomes manifest.
>
> In full: http://www.kunstler.com/index.html

--
Michael Perelman
Economics Department
California State University
Chico, CA 95929

Tel. 530-898-5321
E-Mail michael at ecst.csuchico.edu
michaelperelman.wordpress.com

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