What is unpredictable for an individual may be relatively predictable for a 
larger
population; i.e. life insurance.  The company does not know when I will die, but
they have a pretty good understanding of when people of my age will die.

On Sat, Dec 01, 2007 at 12:18:20PM -0800, raghu wrote:
>
> Maybe there is a basic problem about using insurance to provide health
> care. By definition insurance is about protecting people from
> unpredictable rare events. In health care, the service requirement is
> neither really rare nor unpredictable. It is not surprising that the
> economics of the insurance industry should fail under such conditions.
> -raghu.

--
Michael Perelman
Economics Department
California State University
Chico, CA 95929

Tel. 530-898-5321
E-Mail michael at ecst.csuchico.edu
michaelperelman.wordpress.com

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