REPORT: Social Security Administration cutting off users who can't receive text 
messages

https://plus.google.com/+LaurenWeinstein/posts/DuRiEN9X43j

REPORT - NOT FULLY CONFIRMED: If you don't have a cell phone, or some
other means to receive SMS text messages (and have them enabled, and
know how to deal with them), you won't be able to access your Social
Security Administration "My Social Security" account starting next
month. There is a rumor rapidly spreading on the Net, brought to my
attention this morning, claiming that SSA users have been receiving
warnings that they MUST receive an SMS text message with a two-factor
authentication code to access their accounts starting next month.
While I cannot find an official SSA statement regarding this, there is
testimony at the House Oversight Committee from late May that appears
to confirm the essence of this report:

"Additionally, to protect citizens' personally identifiable information
further, we continue to improve authentication for our online
services. In compliance with Executive Order 13681 ("Improving the
Security of Consumer Financial Transactions"), we are changing our
current multifactor authentication process for my Social Security from
optional to mandatory for all users. Upon implementation this summer,
all customers must enter a username, password, and a one-time passcode
texted to a registered cell phone in order to access their my Social
Security account. In the future, we expect to offer additional
multi-factor options, pursuant to Federal guidelines. The National
Institute of Standards of Technology is working on a revised
guideline, and we are providing input into that process."

While the "expectation" of other two-factor options in the future is
interesting, the move to block users who do not have cell phones, or
text message capable cell phones, or do not have text messaging
enabled, or do not know how to access and read text messages -- IS
UNACCEPTABLE, especially on such short notice.

Two-factor authentication systems are important, but keep in mind that
SSA by definition is dealing mostly with older users who may have only
recently become comfortable with online services at all, and may not
make any use of text messaging. Many do not have cell phones or
somebody to receive text messages for them.

Additionally -- and ironically -- text messaging is considered to be a
substandard means of receiving two-factor authentications. And -- get
this boys and girls -- NIST just a few days ago officially declared
that text messaging based two-factor should no longer be used at 
all -- it's simply not safe and secure.

It appears that SSA has really mucked this one up. This isn't secure
two-factor, it's a three-ring circus. And if deployed as reported,
it's going to leave many SSA users out in the cold.

--Lauren--
Lauren Weinstein ([email protected]): http://www.vortex.com/lauren 
Founder:
 - Network Neutrality Squad: http://www.nnsquad.org 
 - PRIVACY Forum: http://www.vortex.com/privacy-info
Co-Founder: People For Internet Responsibility: http://www.pfir.org/pfir-info
Member: ACM Committee on Computers and Public Policy
Lauren's Blog: http://lauren.vortex.com
Google+: http://google.com/+LaurenWeinstein 
Twitter: http://twitter.com/laurenweinstein
Tel: +1 (818) 225-2800 / Skype: vortex.com
I have consulted to Google, but I am not currently 
doing so -- my opinions expressed here are mine alone.
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