However, initially, I have one more obstacle in your feedback. If I use 
count(*) over() - row_number() over(), it gives me an offset of one unit. To 
resolve this, I need to add 1.

This way, simulating a reverse row_number() becomes even more laborious.

I don’t really understand why you think this reverse inserted counting is even 
a good idea so I don’t really care how laborious it is to implement with 
existing off-the-shelf tools.  A window function named “descending” is 
non-standard and seemingly non-sensical and should not be added.  You can 
specify order by in the over clause and that is what you should be doing.  
Mortgage payments are usually monthly, so order by date.

David J.

--//--

We are just raising hypotheses and discussing healthy possibilities here. This 
is a suggestion for knowledge and community growth. Note that this is not about 
a new "feature patch." I am asking for the community's opinion in general. Your 
responses are largely appearing aggressive and depreciative. Kindly request you 
to be more welcoming in your answers and not oppressive. This way, the 
community progresses more rapidly.

Maiquel.

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