Did you know your credit score cam increase your mortgage, car loan and credit 
card payments by thousands of dollars? Or even stop you from buying anything 
unless you pay cash. But it doesn't stop there!

Bad credit can cost you your job. In a recent study, about 35 percent of the 
companies surveyed by the Society for Human Resources Management, were found to 
prepare credit reports of current or potential employees. Bad credit can 
increase your insurance payments, because believe it or not, insurers believe 
credit is an exceptional way of forecasting, whether you will file a claim. 
More important than just about any other element including your previous 
driving history.

And bad credit can even make renting an apartment difficult - your rental 
application can be denied(a co-signer may be required). A deposit may be asked, 
which is usually not required. Or the rentier may require a higher rent.

That's the bad news!

But the GOOD NEWS is that you can improve your credit once you know what is 
affecting it. Answer to this email, or send us a reply to 
1027kearl.b...@gmail.com to see if there are still Free Credit Reports 
available at your area. And get yours now, untill we still have supplies left 
on store!

the US Credit Report

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