Keri, If your husband's employer changed their benefits (stopped tthem) or he is changing jobs, ask about COBRA. It is part of the health insurance portability law that passed while Clinton was president. It allows you to pay the group-negotiated premium in full (the part the employer used to pay plus any part you paid) to continue coverage between jobs. It also means that a new employer is NOT ALLOWED to exclude pre-existing conditions from coverage. The intent of the law was for situations exactly like this. It isn't cheap -- for most of us, the employer pays a pretty big chunk of the monthly premium, while we pay a smaller amount. Under COBRA, you would pay the sum of both amounts, but in most states, that is cheaper than the cost of buying health insurance in the individual market -- when you are on your own to buy it straight from an insurer rather than through an employer. Its kind of like the difference between wholesale and retail rates. I do health insurance research for a living -- studies of the uninsured and what it means to be uninsusured, as well as how different insurance programs work for kids. Much of what I do is pediatric, but with a little additional information, I may be able to do some legwork for you. I would need to research the state insurance laws in your state, and would need to understand a bit more about the circumstances about how you lost your coverage. If you would like to talk privately, feel free to email me at [EMAIL PROTECTED], and I will send you my phone numbers (rather than post them in public forum)-- we can put our heads together and figure this out. I may not be able to find the answers for you, but I am positive I can help steer you in some helpful directions once I know more about the details above. If I can use some of what I've learned through my job to help you, I will go to the ends of the earth to do it. It is the very situation you are in that I have nightmares about!!!! The other thing to do is contact the pharmaceutical company that makes Parlodel (bromocriptine) -- as well as the company (or companies) that makes the generic. Most of them have programs to make meds available at low or no-cost in hardship circumstances, which this is. You need these meds to function (and you know I get this -- our respective medical situations are about as similar as they get on this board). Third is to talk to a social worker at your local hospital, and call your doc at OHSU to tell them what is up. Because they have seen your tumor on MRI (misreading errors notwithstanding ![]() it seems that the [relatively] smaller investment in someone helping to pay for your meds is very important in light of the consequences of going without them. Lets talk, Keri -- the health insurance thing is the passion that drives my career. Situations tlike this are the reason why. I want to help. |