I use mint.com as an easy way to check status across several accounts and enter 
transactions on the run via mobile apps and quickly view historical 
snapshots/trends. Their sync w the bank isn't perfect, but way better than 
most. 

Categories are fixed which is lame but you can add sub categories and tags to 
transactions. Also, cash tracking is limited at best. They don't think people 
use cash any more (try it, you might like it).

Budgeting is reactive not proactive so it doesn't work well other than 
documenting what you did-done do (vs what you might-could do)

My household is a Dave Ramsey house  so I use "Gazelle budget" to manage my 
budget plan, which works great. 

Then, I match the budgets in mint to the budgets in Gazelle and it tells me how 
I'm doing along the way. 

Meh, it works for me. 

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