The international financial crisis and illusions in a purified
capitalism
By Peter Schwarz
22 September 2008

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Five days after the collapse of the investment bank Lehman Brothers
the extent and consequences of the international financial crisis
still remain incalculable. Not a single country or continent is exempt
from the crisis.

In Australia the largest investment bank Macquarie is threatened with
bankruptcy, Russia is experiencing its deepest financial crisis in ten
years, the Asian stock exchanges have registered huge losses, and in
Europe one piece of bad news follows the next. While government
spokesmen seek to spread optimism, facts provide a different picture.
Already the losses suffered by German and French banks following the
collapse of Lehman Brothers is reckoned at several billion euros.

The German weekly paper Die Zeit has pointed out that the complex
nature of modern financial Instruments means that it could take weeks
until the real extent of losses comes to light. “It is likely that the
worst is still to come because many loss makers only make themselves
known after a period of time”, it writes.

All serious economic comments agree that an end of the crisis is not
in sight. “The most frightening aspect of the past 24 hours is that
any faith that central bankers and finance ministers could get a grip
on the crisis has evaporated dramatically”, wrote the daily Die Welt
on Thursday. And the British business paper Financial Times wrote on
the same day: “We are without question in the worst financial crisis
since 1929. We still do not know how many banks and institutions will
collapse.”

On Thursday and Friday the stock markets moved upwards after the US
central bank pumped 180 billion dollars into the markets. But some
comments rate this enormous financial injection as an “act of
despair”, which says more about the extent of the crisis and the panic
exerted by it rather than providing any sort of solution.

While the financial crisis continues to unwind its effects are making
themselves increasingly felt on production, trade and consumption.
Even if it does not come to a complete implosion of the financial
markets, a profound recession of the entire world economy is now
considered probable.

The shortage of liquidity and increase in interest rates will drive
numerous companies into insolvency and in turn intensify the finance
crisis. Increasing unemployment, rising prices, sinking wages and
further bankruptcies will be the result—a vicious circle.

In addition the three-figure billion-sums pumped into the stock
markets by governments and central banks must be financed by the
taxpayer. The rapid increase in budget deficits will lead to further
cuts in social and public expenditures.

The development of an enormous speculation bubble during past years
was accompanied by an unprecedented social polarisation between the
wealthy and the masses of the population. Now this process will
experience a further quantum spring with the collapse of this bubble.

The result will be vigorous resistance and a worldwide intensification
of class struggle. The ideology of the free market, which was raised
to the rank of a state religion after the collapse of the Soviet
Union, has suffered irreparable damage in the wake of the collapse of
major Wall Street banks. Under these conditions social opposition will
invariably tend to take an anti-capitalistic and left wing form.

Shock and fear

It is against that background that one must understand the debate
which is now taking place in the European media over the consequences
of the financial crises. This debate is characterised on the one side
by a sense of shock at the collapse which has taken place, and on the
other side by fears that reaction to the crisis could assume
revolutionary forms.

Even in the traditional conservative media, which has up to now
praised the free market as the highest achievement of human
civilisation, articles are appearing which read as if they were
produced by the editorial boards of anti-globalisation movements.

Die Zeit poses the question: “Is finance-capitalism finished?” and
predicts “the end of the world domination by the Anglo-Saxon finance
industry.”

Writing in the Frankfurter Allgemeine Frank Schirrmacher declares:
“There must be some madmen walking around who up until Monday had not
been spotted because their madness was identical to the logic of the
established system. They destroyed fortunes equivalent to entire
national budgets....”

Die Welt complains: “Greed and stupidity have plunged the market into
chaos—managers and financial supervisors have failed”. The paper
continues: “Any economics student in his first semester could have
concluded that the American economic model is not tenable”.

However, while these commentators blame responsibility for the crisis
on “predatory capitalism”, “Anglo-Saxon finance capitalism”, and the
“greed and stupidity” of individuals, they spread the illusion that
there could be a better, more regulated and reasonable form of
capitalism.

Die Welt writes, “ The current crisis is the product of a complete
failure at many instances in state and economy ... however to conclude
that the market economy itself cannot function is mistaken. It is not
the free market economy which is responsible for the financial crisis,
but rather the fact that important market players and those who
supervise the market have failed to follow established economic laws
or believed that such laws no longer applied.”

This form of reasoning is most clearly expressed in a commentary in
the Süddeutsche Zeitung on Friday titled: “A purified capitalism.” The
author Heribert Prantl proclaims the end of “turbo capitalism.” “The
form of capitalism known as turbo capitalism has refuted, dissected
and conquered itself. The turbo was greed,” he writes. “Turbo
capitalism consumes its children, its clients and their share
holdings.”

Prantl goes on to praise “the social market economy in the form in
which it was developed in the federal republic after the Second World
War” as “the most successful economic and social order in economic
history”. Because he realises that the “regulating hand” of the nation
state has lost his influence with the globalisation of the world
economy, he proposes elevating the social market economy to an
international level: “It must be regulated in such a way that the
international economic and financial order is compatible with social
requirements”.

And who is to undertake this “Herculean task”? According to Prantl:
“the United Nations, the G-8—and thus the governments of the
industrial nations.... The task is to establish a legal system that co-
ordinates the anarchy of the markets and then to implement it step by
step. Needed is a new contrat social.”

Prantl fails to explain to his readers why precisely those governments
of leading industrial nations, which made “turbo-capitalism” their
programmatic and political trademark for the past twenty years, should
now undertake a different course. His remarks are an attempt, to find
a way out of the crisis which is not based on the living struggle of
social forces. This, however, is an illusion, and a dangerous one at
that.

In Germany the economic crisis of 1929, as is well known, led within
the space of four years to the seizure of power by the Nazis. Hitler
was able to succeed because of the abject failure of the worker’s
parties. The SPD paralysed the working class by binding it to the
impotent institutions of the Weimar Republic while supporting
Brüning’s emergency laws; and the German Communist Party paralysed the
working class by hiding its fatalism behind left-wing phraseology,
rejecting a united front to oppose the Nazis. The bourgeois parties
all capitulated to the Nazis, even agreeing to their own
disempowerment by voting for Hitler’s Enabling Law.

Prantl, who is thoroughly versed in historical questions evokes
Rousseau’s contrat social (social contract). But he forgets that it
was the French revolution, one of the greatest revolutions in world
history, which lead to its realisation.

“Turbo-capitalism”, when one accepts this category is not merely a
product of individual greed. It is based on class interests, which are
embodied in the private ownership of the means of production.

Already the opening and liberalisation of the financial markets at the
beginning of the eighties was a reaction to the economic recession and
the violent class struggle of preceding years. It was bound up with an
international offensive against the working class, which culminated in
the smashing of the American air traffic controllers’ trade union,
PATCO, and the defeat of the one-year’s British miner’s strike. Since
then, wages and social benefits have stagnated while profits and
fortunes have soared.

The notion that the financial oligarchy will voluntarily yield up its
booty and conclude a contrat social is ridiculous. Prantl interprets
the intervention of the US government in the finance crisis as a step
in this direction. But in fact the opposite is the case. It has
plundered the treasury in order to cover the risks of speculators,
while workers, the socially weak and small house owners will be
required to foot the bill.
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