John,

> Good news! Hopefully, the bank will come through for you too.

So far the bank has turned us down for an increase. The contractor still is
not working and not returning calls. The turn-down is due to our credit
cards being maxed out because we used them to pay for stuff on the house and
expected reimbursement, which then did not happen because the contractor
shut down the project.

Life can get complicated sometimes. We're checking our options, but we do
NOT want to go to a hard money (private) lender. We'd rather tough it out if
there's another way.

Kristyne McDaniel




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