Michael,

This has happened to us before, and when we called the lender and requested
payment restructuring, they responded by cutting the payments in half and
doubling the term.

That would be your best bet. Anybody else will not have the same motivation
to reset your terms.

Obviously, you want your car even though you're a bit upside down on the
value.

Kristyne McDaniel
http://www.shamrocktrails.com



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