Pay them off but don't close them out.  Put them in a
safe deposit box.  Closing out accounts can actually
lower FICO scores by increasing the debt to credit
limit ratio.


--- Kristyne McDaniel <[EMAIL PROTECTED]> wrote:

> Jean,
> 
> > If only a few more of your fellow Americans
> thought this way......
> 
> We got in a tough situation ourselves and are now
> setting up deals with all
> of our accounts so we can get them all paid off. I
> haven't used a credit
> card for about 6 months now. Debit cards are the
> future for me.
> 
> Kristyne
> 
> 
> 
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