Justin Darnell wrote:
> I would recommend them for savings.  I use HSBC Direct which I think
> is at 3.5% APY currently.  Beats anything local handily.  There aren't
> that many warnings aside from just reading the terms of whichever
> account you choose.  Some have limits on how much you can transfer in
> and out, etc.  Also if you need your money to be readily accessible
> then know that transfers to and from your online savings could take up
> to a week as well.
>
> No complaints here.
>   

Thanks, Justin, Mike.

I looked at the HSBC direct site, and also went to the site Michael 
mentioned, which rated HSBC pretty highly.  The delay in getting my 
funds is actually a plus for me, as right now my "savings" are comingled 
with my checking, making it way to easy to give myself a "temporary 
loan," which never gets repaid.  :-)

I'll open an account today.  Thanks.


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