Probably the best way to handle the kind of market volatility of the 
last year for those who are not in or near retirement is to have a plan 
where a fixed amount of money is invested each month, perhaps from a 
payroll deduction.  This would average out the ups and downs in the 
market over the long term, while providing good returns depending on 
diversity, investment allocations, and risk.

Regards,

LelandJ


Michael Madigan wrote:
> Is this the bottom or a bull trap?  Only time will tell.  We are still WAY 
> under the 200-day moving average, 
>
> http://finance.yahoo.com/q/ta?s=%5EDJI&t=1y&l=on&z=m&q=l&p=m200&a=&c=
>
> so I'm skeptical that we aren't going to stay down for a while.  Also I 
> suspect there will be some more year-end selling, as people cash in both 
> their loses and their gains, and also some more bank failures to come.
>
> We should also know by next week whether Black Friday and Cyber Monday were 
> good days or bad days.
>
>   
> Election day - 9625
>
> Nov 25 -  8726
>
>
> Down 899 or 9% since Election Day
>
>
>
>
>
>
>
> ************************************************* 
> Barack Obama is not My President
>
> http://www.cafepress.com/rightwingmike
>
>
[excessive quoting removed by server]

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