On Dec 15, 2008, at 2:46 PM, Paul McNett wrote:

>> Do you know if this is true of other gateways?
>
> I don't know how "gateway" is defined so I don't know.

Like this one: http://www.authorize.net/

The way I am just beginning to understand it, they are exploiting  
this abysmal customer support by creating a middle tier:

  - I communicate CC information to them.

  - They process it in a way that meets that standards of the chosen  
CC processor, and communicate to them and receives the response.

  - Passing the response back to my program.

Of course, we pay them for the privilege. My understanding is that  
they work with a number of processors, and if we elect to change (in  
theory), we flip a switch and start processing with Ken's Bank  
instead of Chasing Tails Bank. I don't need to alter the program.

Ken


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