http://www.thejakartaglobe.com/editorials/editorial-danamon-takeover-validates-indonesia/508840

Editorial: Danamon Takeover Validates Indonesia
April 03, 2012

One of Indonesia’s biggest challenges as it seeks to expand its economy and 
build more infrastructure is access to capital. The country will need in excess 
of $150 billion over the next few years to upgrade its infrastructure, which in 
turn will fuel economic growth and help every Indonesian.

But the government has limited financial resources with which to fund such 
large investments, given that it will not be able to cut down on the costly 
fuel subsidy in the near future. It will thus have to depend heavily on the 
private sector. Domestic as well as foreign investors will have to shoulder 
much of the spending load.

The country’s banking sector will play a particularly important role in terms 
of providing the necessary capital to help companies expand and grow.

It is against this backdrop that DBS Group Holdings’ acquisition of Indonesia’s 
Bank Danamon should be viewed. Singapore-based DBS is the largest bank in 
Southeast Asia, with huge financial resources and extensive banking know-how.

The deal, worth $7.2 billion, illustrates the attractiveness of Indonesia’s 
banking sector. Valued at 2.6 times book value, the transaction is DBS’s 
biggest purchase, eclipsing the $5.4 billion it paid for Hong Kong’s Doa Heng 
Bank in 2001.

The deal is good not just for Bank Danamon but also for Indonesia at large. It 
will allow the bank to expand more aggressively in the auto-financing and 
micro-credit lending businesses. Danamon has done extremely well over the past 
few years but now faces funding challenges which the acquisition will resolve.

For Indonesia, the deal shows how far the country has come. Revamped following 
the 1997-98 financial crisis, the banking system is now both healthy and 
robust. The sector is solid proof of the benefits of economic liberalization 
and implementing global best practices.

Since it was reopened to foreign investment in the late 1990s following its 
dramatic collapse, the banking sector has gone from strength to strength.

This latest deal will further enhance Indonesia’s reputation as a good place to 
do business, which in turn will draw more investors and spur growth

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