Geoff Wicks wrote:

----- Original Message ----- From: "Billy" <[EMAIL PROTECTED]>
To: <[EMAIL PROTECTED]>
Sent: Thursday, October 23, 2008 9:56 PM
Subject: Re: [Ql-Users] The forgotten half

snip

Thanks for the message. I know the problem of pensions as I had all that last year. I hate to make all you UK wrinklies jealous but half my income now comes from the Netherlands.

My 62% UK state pension is £60.73 p.w. plus a single heating allowance of £250 each year. My 40% Dutch state pension is (at the latest exchange rate) £72.32 p.w. plus an extra single payment of £300 "holiday money" each May.

UK state pension is not too bad provided you've paid into serps, it's added another £90 a week onto my basic pension. I have three private pension policies (non of them very big) it is these that are I think going to be worth a lot less than I had hoped, in fact if you had the discipline to put the same amount of money per month into a good savings account it would be worth more than pension policies even with the tax breaks, still I've probably kept an insurance rep in a job.

If you have the time or an opinion, I'd like a little help. I suspect there are many Quanta members in your situation although in your case there is an additional problem that you live in a distant part of the country. How could Quanta best serve members like you?

The magazine is to some extent full of old news as a lot of it's content I have already read on this list, an electronic version version would suffice and save printing and postage. The organisation though has I think a role to play in encouraging and funding development of software/hardware. With the end of Motorola series of chips the future I think might lie with emulators, although it would be wrong to disregard those who still use the black box. I use QPC whenever I need to run QL/smsqe software - I have a lot of stuff needs updating, again I need to find out how my monthly cash flow works out.

All the best - Bill

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