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AZ has some "good" programs for those with little money? I think even the ALTCH (close enough to the acronym for AZ Long Term Care...) is having problems getting aides for people. Julie is here in Tucson & has had trouble for awhile and she's been on the program for YEARS. That's Tucson and Julie best answer that.
My problem, Greg, since moving to AZ is that most all other states have 6-7 Medicare Supplements for BOTH the disabled and aged folks on Medicare. AZ has ONE for DISABLED FOLKS like us. More for those 65+ but not the disabled.
I was in NY when I chose my first supplemental (one of 7) . It was via Mutual of Omaha. I could (and did) transfer it to here but the premiums went UP & UP & UP & UP (as they KNEW I had no choice being in AZ). I eventually had to drop them.
Sooooooooooo, I'll be needing a new chair anytime now plus other things where I NEED to get a supplemental. So we're looking to move for that and other reasons (housing).
ANYWAY ... WHAT FOUR supplementals are you referring to Greg? The ONE we know of for DISABLED ONLY on Medicare pays squat for anything (forgot the name at he moment).
Further, my home care agency has been going through aides like a sieve. They HATE to put out anyway. I THOUGHT I had a good one start 3 weeks ago (their only one) but she called in twice last week and THREE times this week! I just got off the phone with the agency coordinator trying to push me off onto another agency since they can't/won't keep quality aides.
PROBLEM: NO MediCARE agencies want quads who need aides. I've tried calling at least 30 myself.
This is what Stephanie is referring to and why, unfortunately, she's in a nursing home. :-(
Lori
PS - Hope you got my other emails on all the WORSE problems coming to Medicare just down the road :-(
-------Original Message-------
Date: 05/06/05 16:22:45
Subject: Re: [QUAD-L] Medicare ?
I will be losing my insurance pretty soon, it's a state high risk insurance
and I no longer am there. I get Medicare in Aug. AZ dose not have a "high
risk insurance" for those with a pre-injury. 30 states do, but not AZ. The
state and my city seem to have some good programs if you have no money.
That's great, but it's no help for me. They should learn that a little help
now could save a lot later. They basically are encouraging my to spend all
my money so I can get service.
I'm willing to buy insurance, I pay $550 a month now. I must admit, my
insurance has been great, they bought me a ceiling lift, new chairs,
including a top-line Permobil, but I loose it soon. I will have to get by on
Medicare and what ever the supplemental covers. I worry it wont cover
enough. It will save me lots of money not having to buy my insurance. What
really sucks is I could have had that and the SS disability 5 years ago, but
just found out about it last year.
Greg
----- Original Message -----
Sent: Friday, May 06, 2005 9:18 AM
Subject: Re: [QUAD-L] Medicare ?
> >From my experience, Medicare pays for "hospital" stays and most 'stuff'
you
> get while in the hospital. They will pay for hosp.beds (I got a 'fully'
> electric chair by writing a letter and a former attendant wrote a letter
> saying she had to quit because with a bed so low she could not transfer
me)
> They will pay for a 'nurse' who can come once a day if there is a medical
> reason --changing dressing, IV's etc. I have a nurse who comes once a
week
> that mecicare pays for.
>
> Medicaid pays for everything else--things in the hospital that Medicare
will
> not, homemakers, attendant care-from agencies- and of course the biggest
> thing--meds. Medicare will not pay for meds.
>
> I don't know about the supplemental stuff. If you want control of who
works
> for you, and your insurance pays for it--stay with your insurance with
> Medicare as your primary. The agencies are the pits to work with and many
> times they will leave you in bed, will comes hours later than they say,
If
> you are not able to "watch" them while they are working, agency people
will
> do as little as they can! I know not "all" do, but the majority do. Even
> if you leave notes around to put things here or there, they will ignore
it.
> And if they think you are too much work, that homemaker will complain to
> their supervisor and they will send someone else. It works the other way
> too--if you find someone you like, you can call the schedular and say you
> like so and so, can she be here all the time. Here, they are pretty good
at
> that--it might be because if they send someone I do 'not' like, they hear
> about it! BG!
>
> Dana and Rocco
> ----- Original Message -----
> Sent: Thursday, May 05, 2005 6:03 PM
> Subject: RE: [QUAD-L] Medicare ?
>
>
> >I have Medicare part A & B. It has been a big help with hospital stays
> > and doctor visits. It paid a very good amount if my new TDX5
> > wheelchair. It did not cover the purchase of my air mattress. It will
> > not cover a new shower/commode chair I need. I do not know if you can
> > use it for attendant care.
> >
> > Lester
> >
> > -----Original Message-----
> > Sent: Thursday, May 05, 2005 4:06 PM
> > Subject: [QUAD-L] Medicare ?
> >
> > I will be getting Medicare (not Medicaid) in a few months. What can I
> > expect
> > to be able to get? Will it help pay for an attendant? If so, will they
> > only
> > pay a service, or can you hire someone yourself? Will they buy a new
> > bed?
> >
> > It looks like I get 4 Supplemental Insurance companies to pick from. I
> > hope
> > they cover enough stuff. I'd like to stop my insurance, it's ghastly
> > expensive.
> >
> > Greg
> >
> >
> > --
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> >
> >
> > --
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> > Checked by AVG Anti-Virus.
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> >
> >
>
>
>
>
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