Lori,
 
I read your last e-mail and thought to myself "what brought that answer on."  So, I reread my e-mail and I guess I did not explain myself very well.  Matter of fact, I only explained if I was to get divorced.  What would I do and where would I go?  Actually, I married with two children still living at home in the country with 25 acres.  If something would happen to my wife to where she passed on (heaven for bid) I would be able to pay off my home with her life insurance policy and I would continue to have my caregivers come into my home. I would qualify for extra hours for my caregivers and my routine would continue.  Now, if she had a serious medical problem like a stroke and was incapacitated my family and I would still be able to afford to keep my house for a few years anyway but things would be much more difficult.  I hope this explains my situation little better.
 
Jim

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