Let me clarify Danny.  This particular insurance policy I am referring to
provide $75 a day if you are hospitalized.  It is not medical insurance.
Sorry if I confused anyone.
If you're interested in checking this out, you can call the company.
http://www.physiciansmutual.com/services/
Quadius

On 4/15/08, Danny Hearn <[EMAIL PROTECTED]> wrote:
>
> *Hi  Quadius, i'm interested in how those of you get by on the $75-$85
> hospital insurance for each day, is that in addition to private or
> medicaid-or medicare? because hospital bills each day now are huge !  I'm
> trying to find out because my wife's job and coverage is becoming unsure
> these day's . I used to have excellent coverage but my Job retired me about
> a year after getting hurt.*
> *                                                                             
>                       Thanks!
> Dan H.*
>
> *Quadius <[EMAIL PROTECTED]>* wrote:
>
> I have received all of my care at the VA here in Tampa and while I did
> have a similar incident (Lori's DVT problem) I received unbelievable care.
> Don't get me wrong, when I first went to the VA in 95, it was not nearly
> as good as it is now.  Sure, there are still problems, but I think there are
> problems in every hospital.
> As for hospital insurance through physicians mutual, I only pay around
> $230 a year which equates to less than $20 a month.  It pays me $75 a day if
> I become hospitalized.  I have had the insurance since 1996 though, so it
> might cost more now.  I haven't checked in a while.
>
>
>
>
> On 4/14/08, Merrill Burghardt <[EMAIL PROTECTED]> wrote:
> >
> >  Your medical care sounds similar as the Veterans Hospital.  I am
> > poverty income also which is exactly why having hospitalization insurance is
> > necessary.  Do the math!  My monthly payment is $46.00 which I am sure you
> > can manage.  Once hospitalized it pays out $80.00 a day.  Two or three days
> > in will pay the annual premium which puts all other days paid into clear
> > pocket money.  How can you afford not to look into insurance if you know you
> > will be hospitalized?
> >
> > Merrill
> >
> >  ------------------------------
> >  *From:* Lori Michaelson [mailto:[EMAIL PROTECTED]
> > *Sent:* Monday, April 14, 2008 3:13 PM
> > *To:* Merrill Burghardt; [email protected]
> > *Subject:* Re: [QUAD-L] PAIN
> >
> >  When using the acronym VA ... I am only familiar with it being Veterans
> > Affairs.  If your question is to me... I am a little bit confused.  Just
> > confused today anyway.  LOL.
> >
> >  If you ARE talking to me and asking me if I am using something for
> > circulation, etc. since my DVT ... just a baby aspirin a day.  I was on
> > Coumadin for 10 years only because I was afraid to go off of it... because I
> > am immobile, etc..  But that arsenic can build up in your bones and I
> > finally called it quits about three years ago and have been fine with just a
> > baby aspirin a day.
> >
> >  Lori Michaelson
> >  Age - 43
> >  C4/5 complete quad, 28 years post
> >  Tucson, AZ
> >
> >
> >
> >  On Sun, Apr 13, 2008 at 7:20 PM, Merrill Burghardt <[EMAIL PROTECTED]>
> > wrote:
> >  Tell me about it.  Are you using the VA system?
> >
> > Merrill
> >
> >   ------------------------------
> >  *From:* Lori Michaelson [mailto:[EMAIL PROTECTED]
> > *Sent:* Sunday, April 13, 2008 12:38 PM
> > *To:* NICHOLE ROHLING; [email protected]
> > *Subject:* Re: [QUAD-L] PAIN
> >
> >  I had a DVT (deep vein clot/thrombosis) in 1995 that was encouraged by
> > surgeries.  I was also very, very, very lucky to have survived it because I
> > was telling doctors (my neurosurgeon and his staff hours away) my symptoms
> > and they were ignoring them even though they were classic symptoms of a
> > DVT!  Hitherto ... I was not familiar with clots of any type so I was in the
> > dark.  It was the Internet that saved my life essentially.
> >
> >  With what I described... they should have wanted to at the very least
> > eliminate the possibility of a clot since I just had two surgeries with that
> > doctor and that is a primary thing to worry about after surgery.  But
> > noooooo... I thought it was probably just swelling and I should wear some of
> > those tight hose.  QUACK, QUACK
> >
> >  I went around for about a month with my left lower leg very swollen and
> > very hard.  I finally read an article on the net (I was very new to the
> > Internet back then and only knew how to look things up) and one doctor in
> > Washington state had an article about spinal cord injuries and folks with
> > MS.  A sentence said "If one leg is significantly larger than the other...
> > it could indicate a clot."  All I knew was that "a clot" was not good but I
> > had no idea that I had a DVT whereby all I had to do was move a certain way
> > to have it move directly to my lungs to kill me.
> >
> > The very next morning I called my primary care physician and I went to
> > see him.  He looked at it and said "I don't know... I don't think it could
> > be a clot but I will send you over to the hospital to have an ultrasound
> > done."  Needless to say... I never left the hospital because it was a
> > lengthy clot and I was in immediate danger.
> >
> >  DOCTORS!  QUACK, QUACK!
> >
> >  I think I'm on my 95th life because of so many negligent doctors.
> >
> >  Lori Michaelson
> >  Age - 43
> >  C4/5 complete quad, 28 years post
> >  Tucson, AZ
> >
> >
> >  On Sat, Apr 12, 2008 at 4:55 PM, NICHOLE ROHLING <
> > [EMAIL PROTECTED]> wrote:
> >  YES, CLOTS TAKE 4-6 WEEKS TO DISSOLVE SO I'M ON COUMADIN (?) TO THIN MY
> > BLOOD. MY INR LEVEL NEEDS TO STAY BETWEEN 2.0 AND 3.0
> >
> >  MR DR SAID THEY DO HAVE MEDS TO BUST CLOTS BUT THE RISKS FOR ME
> > OUTWEIGHED THE BENEFITS.
> >
> >  I'M JUST THANKFUL TO BE ALIVE.
> >  NICKI
> >
> > *Quadius <[EMAIL PROTECTED]>* wrote:
> >
> > Thank goodness you made it through it.  They send you home with blood
> > clots?
> > Quadius
> >  On 4/12/08, *NICHOLE ROHLING* <[EMAIL PROTECTED]> wrote:
> >  I HAVEN'T READ ALL THE RESPONSES BUT IT WAS I HAD A DR AISEVERAL BLOOD
> > CLOTS IN MY RIGHT LUNG.
> >
> >  I HAD DR APPT TUES AT 1PM BUT CALLED THE AMBULANCE AT 5AM.
> >
> >  THE ER DOC IMMEDIATELY ORDERED A CAT SCAN WHICH SHOWED SEVERAL CLOTS IN
> > MY RIGHT LUNG AND A FEW IN MY LEFT. I WAS ADMITTED TO THE HOSPITAL AND MY DR
> > HAD ULTRASOUND DONE ON MY LEGS AND SURE ENOUGH I HAD A CLOT IN MY LFT LEFT
> > BEHIND MY KNEE - NO SWELLING REDNESS OR HEAT.
> >
> >  HE SAID THE SMALL CLOTS IN MY LUNGS WERE MOST LIKELY FLOATERS WHICH
> > BROKE OFF OF THE MAIN CLOT.
> >
> >  I JUST GOT HOME AND AM FEELING REAL LUCKY TO BE ALIVE
> >
> >  NICKI
> >
> >  __________________________________________________
> > Do You Yahoo!?
> > Tired of spam? Yahoo! Mail has the best spam protection around
> > http://mail.yahoo.com
> >
> >
> >
> > __________________________________________________
> > Do You Yahoo!?
> > Tired of spam? Yahoo! Mail has the best spam protection around
> > http://mail.yahoo.com
> >
> >
> >
> > --
> > Lori
> > C4/5 complete quad, 27 years post
> > Tucson, AZ
> >
> >
> >
> > --
> > Lori
> > C4/5 complete quad, 27 years post
> > Tucson, AZ
> >
>
>
>

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