I suspect the companies will all go through brokers - I can understand that, as it means they avoid some admin. What gets me with AF is their apparent lack of service - But at least this year they put a note in the renewal saying "If you wnt agreed value etc.." Last year they just ignored it, and I happened to ask them because I couldn't find any mention of it. Basically they are charging me £15 for taking 7 photos of my car each year and sending to them, and I suspect they don't even look at them. ----- Original Message ----- From: Chris To: [email protected] Sent: Friday, May 27, 2016 11:35 AM Subject: [-SPAM-] Re: [Quantum Owners] AF Insurance
Having read this, it got me thinking about Self-Insurance (again). After some reading of small print I found this:- (simplified version) Broker – Adrian Flux Insurer – Trinity Lane (registered in Malta) – Owned by partner in Adrian Flux Underwriter – Malta Financial Services Authority So far my digging suggests:- In order to self insure in the UK you will need a ‘letter of surety’ from Lloyds so you can register on the Motor Insurance Database https://www.interactive.midupdate.com/e-series . Which means finding an insurance company (NOT broker) in the UK who will cover our cars. I’ll keep digging. Chris G From: Susan and Martin Scott Sent: Friday, May 27, 2016 9:30 AM To: [email protected] Subject: [Quantum Owners] AF Insurance This note is directed primarily for Andy Heaton, although it may be informative for others. I've just had renewal documents through from Adrian Flux. Policy has again gone up (total is 139.33 cf last year 118). This year it includes a "policy Issue fee" of £25, last year it was £15. Furthermore, they again want more photos and a further £15 for agreed value, although it is still with the same insurance company. They make a big thing about the insurance premium tax rise from 6% to 9%, but of course that has only added about £4 to the deal. I'm getting more irritated with AF, and will now start looking elsewhere. Martin -- -- You received this message because you are subscribed to the Google Groups "Quantum Owners Group" group. To post to this group, send email to [email protected] To unsubscribe from this group, send email to [email protected] For more options, visit this group at http://groups.google.com/group/quantumowners?hl=en IMPORTANT NOTE: All information presented herewith is provided on an "As Is" basis, without warranty or the implication thereof. Neither the Quantum Owners Club nor the individuals associated with the Quantum Owners Club or in the preparation of the above information shall have any liability to any person or entity with respect to liability, loss, or damage caused or alleged to be caused directly or indirectly by the instructions contained within this or related message(s). --- You received this message because you are subscribed to the Google Groups "Quantum Owners Group" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. For more options, visit https://groups.google.com/d/optout. -- -- You received this message because you are subscribed to the Google Groups "Quantum Owners Group" group. To post to this group, send email to [email protected] To unsubscribe from this group, send email to [email protected] For more options, visit this group at http://groups.google.com/group/quantumowners?hl=en IMPORTANT NOTE: All information presented herewith is provided on an "As Is" basis, without warranty or the implication thereof. Neither the Quantum Owners Club nor the individuals associated with the Quantum Owners Club or in the preparation of the above information shall have any liability to any person or entity with respect to liability, loss, or damage caused or alleged to be caused directly or indirectly by the instructions contained within this or related message(s). --- You received this message because you are subscribed to the Google Groups "Quantum Owners Group" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. For more options, visit https://groups.google.com/d/optout. -- -- You received this message because you are subscribed to the Google Groups "Quantum Owners Group" group. To post to this group, send email to [email protected] To unsubscribe from this group, send email to [email protected] For more options, visit this group at http://groups.google.com/group/quantumowners?hl=en IMPORTANT NOTE: All information presented herewith is provided on an "As Is" basis, without warranty or the implication thereof. Neither the Quantum Owners Club nor the individuals associated with the Quantum Owners Club or in the preparation of the above information shall have any liability to any person or entity with respect to liability, loss, or damage caused or alleged to be caused directly or indirectly by the instructions contained within this or related message(s). --- You received this message because you are subscribed to the Google Groups "Quantum Owners Group" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. For more options, visit https://groups.google.com/d/optout.
