I have been pleasantly surprised with how thoughtful and humane my “alma mater” 
has been about this crisis  



Protect the Vulnerable—Protect Us All | BCG

https://www.bcg.com/publications/2020/protecting-vulnerable-populations-protects-all-populations.aspx
(via Instapaper)

 
Related Expertise:Public Sector, Humanitarian Response, Social Impact

Protect the Vulnerable—Protect Us All

June 9, 2020 By , Vincent Chin , Marin Gjaja , Roland Haslehner , Rich 
Hutchinson , Dan Kahn , and Rich Lesser

Are we doing enough to protect the vulnerable? Several months into the COVID-19 
pandemic, we are starting to understand the disease’s disproportionate impact 
on those who are over the age of 65, those with underlying health conditions, 
and socioeconomically disadvantaged groups.

 
With many countries and regions emerging from lockdowns and relaxing 
restrictions, it is timely and necessary to step back and ask about our 
national and regional COVID-19 strategies across the globe and prepare for 
future waves of infection. We believe that we must do more to protect the 
vulnerable, and in doing so, we will achieve better health and economic 
outcomes for the vulnerable and for society overall.

The three primary groups of vulnerable individuals are the following:

Those Who Are Susceptible to Adverse Health Outcomes. People who are over the 
age of 65, individuals who have underlying health conditions, and those who are 
in both groups have a high risk of becoming infected if they are exposed to the 
coronavirus. In addition, if infected, these individuals have a high risk of 
experiencing adverse health outcomes. We call the people in this group health 
vulnerable.
Those Who Are Vulnerable to Exposure. People, often racial or ethnic minorities 
and immigrants, have a high risk of exposure if, for example, they live in 
dense neighborhoods, crowded dwellings, or congregate facilities (such as 
long-term care facilities and prisons). People who ride mass transit or work in 
high-contact settings (such as retail stores and health care and long-term care 
facilities) also have a high risk of exposure.
Those Who Suffer Economic Hardships. People whose livelihoods are affected by 
shutdowns or reduced demand (including those who work in such industries as 
food service, nonessential retail, and hospitality) have a high economic risk.
Recently, the discussion about how to best protect these vulnerable groups has 
become polarized. At one extreme, it is paramount to protect the first two 
groups using various lockdown approaches; at the other, restarting economic 
activity wins the day even if it increases infection and the risk of adverse 
health outcomes. We think this debate is fundamentally flawed on three levels.

First, the vulnerable groups are not separate but overlapping. This has been 
true in Sweden, where Somalian immigrants make up less than 1% of the 
population but 5% of the cases; in Singapore, foreign workers, many living in 
crowded dorms, account for nearly nine of ten cases, although foreign residents 
make up only 20% of the population. In these cases, the workers are vulnerable 
to exposure, economic hardship, and potentially adverse health outcomes if they 
have underlying conditions. In the US, workers in high-contact industries, such 
as hairdressers and health care aides, make up 22% of the overall workforce but 
nearly 90% of low-income workers. (See Exhibit 1.)

 
COVID-19

Contact the Rapid Response Team
 
These workers are more likely to have gotten sick or lost their jobs. And, if 
they live in multigenerational households, they are more likely to infect a 
parent or grandparent with heart problems. Given the overlap among those who 
are vulnerable to adverse health outcomes, exposure, and economic hardship, the 
coronavirus impact is disproportionately affecting already marginalized groups 
and exacerbating existing inequality around the globe.

In the US state of New Mexico, for example, indigenous Americans make up 8% of 
the population, but they account for more than half the COVID-19 deaths. 
Nationwide, Black Americans account for only about 14% of the US population but 
about 25% of COVID-19 deaths. This disparity echoes the racial justice 
inequities that have precipitated global protests in recent days.

Second, framing this debate as lives versus livelihoods reduces a complex, 
dynamic system problem to only first-order effects. For example, if a rapid 
reopening of the economy generates greater infections, overwhelms the health 
system, and causes numerous fatalities, consumer confidence will plummet, and 
parts of the economy will shut down with or without a government edict. On the 
flip side, the profound public health consequences of lockdowns also matter. 
The long-term mental and physical health consequences of unemployment, lost 
income, lost school days, and missed medical visits are real. The research into 
the number of deaths above normal levels is homing in on these consequences.

Third, the debate between lives and livelihoods is a false tradeoff. We need to 
protect those at risk of adverse health outcomes in order to protect the 
economically vulnerable. Why? Those over the age of 65 or with underlying 
conditions are 50 times more likely to require hospitalization if they are 
infected than healthy individuals under the age of 50. In other words, the 
infection of 1 million people who are over the age of 65 or who have underlying 
conditions would generate the same number of hospitalizations and roughly the 
same number of fatalities as 50 million healthy individuals. This fact has 
startling and largely unexplored implications for society and the economy. If 
governments significantly reduce the infection rate among the health 
vulnerable, they can widen their economic and health options to manage the 
coronavirus. We will explore a number of these implications over the coming 
weeks by examining the following:

A deeper understanding of who is health vulnerable
The ways social and economic support can be directed to those who are health 
vulnerable
Improved measures for reopening the economy that better balance the needs of 
those who are vulnerable to adverse health outcomes, exposure, and economic 
hardships
Determining the optimal steps to manage the coronavirus are challenging in 
large part because the conclusive data is difficult to assemble. But we are 
learning more every day. The rest of this article examines how radically 
reducing the infection rate of those who are health vulnerable will allow 
economic and social activities to resume more swiftly and safely.

Why the Coronavirus Is Different

As a new disease, COVID-19 presents challenges. There is no preexisting 
immunity from past outbreaks. The long lag time between exposure and symptoms 
may allow individuals to unknowingly spread the disease. COVID-19 also has 
seemingly limited or no effect on most of its younger victims, despite its 
disproportionate effect on those who are over the age of 65, individuals who 
have underlying health conditions, and those who are in both groups. (See 
Exhibit 2.)

 
At the beginning of the crisis, when we knew far less than we do today, public 
health officials pursued a broad, cautious strategy that was based on past 
diseases in order to limit the spread of the coronavirus—notably, widespread 
lockdowns. The intent was to stop the coronavirus from overrunning the health 
care system and to buy time to prepare. That approach certainly made sense in 
places such as northern Italy and New York City.

Now that the coronavirus has been crushed in some places and contained or 
stabilized in others, we can employ an informed and focused approach that 
addresses the specific victims of the disease and that builds on what we have 
learned.

A Different Response

The world has refined its understanding of the disease in recent weeks. While 
there was a consensus early on that underlying conditions contributed to the 
severity of the disease and the risk of death, that contribution turns out to 
be even more significant than early estimates suggested. COVID-19 is especially 
lethal when it infects patients with underlying conditions, including severe 
obesity, diabetes, chronic heart disease, respiratory disease, and kidney and 
liver disease. (See Exhibit 3.) At one extreme, 17%–25% of infected people over 
the age of 65 with underlying conditions enter the hospital. At the other, less 
than 0.4% of those who are healthy and under the age of 50 land there.

 
Many governments have tried to protect those who are health vulnerable. Israel 
engaged guards to enforce its strict lockdowns at long-term care facilities and 
provided isolated beds for sick residents in geriatric rehabilitation centers. 
France is offering free transportation and priority shopping lines to workers 
with high exposure risks, and it has created specialized medical sites for 
homeless populations to quarantine and receive care. Singapore moved 2,000 
nursing home employees into separate hotels to prevent the spread of the 
coronavirus.

The data shows that these efforts are not sufficiently widespread. If we had 
been effectively protecting those who are health vulnerable, we would see lower 
infection rates among this population. Tragically, that is more the exception 
than the rule. A study of eight countries’ long-term care facilities showed 
that these facilities accounted for anywhere from 19% (Hungary) to 62% (Canada) 
of COVID-19 deaths. In New Jersey, the second hardest hit state in the US, more 
than half of deaths occurred in long-term care facilities. Some estimates 
suggest that these facilities are home to more than 40% of US COVID-19-related 
fatalities, despite their residents accounting for about 0.5% of the overall 
population. This would suggest that residents at these facilities are being 
infected at a rate that is at least three times that of the general 
population—and perhaps much more.

Those over the age of 65 and with underlying conditions outside of long-term 
care facilities are also at great risk. For example, more than 95% of 
hospitalizations in Austria have been individuals over the age of 65 or people 
with underlying conditions. In South Korea, individuals over the age of 60 have 
accounted for more than 90% of COVID-19 deaths but less than 25% of confirmed 
cases.

In an ideal world, we would seek to minimize hospitalizations of all 
individuals, not just those who are health vulnerable. But at this moment, 
protecting the health vulnerable is emerging as the best way to improve overall 
health outcomes, reduce hospital burdens, and increase economic options.

A Shift in Strategy

Effective strategies to protect the health vulnerable will require that 
societies help them limit their exposure at work, home, school, and especially 
congregate living situations. (See Exhibit 4.) For the highest-risk 
populations, support for extended sheltering in place also may be necessary. 
Across the world, we have already lost hundreds of thousands of individuals who 
were the most health vulnerable. The tragedy at long-term care facilities 
suggests that we remain a long way from protecting our most health vulnerable.

 
We must take collective actions to drive better health outcomes, protect our 
hospitals, and potentially give us better paths to enable our children to 
return to school, let local businesses reopen safely, and resume daily life. 
Here are some questions we should consider:

How can scarce testing and tracing capacity be shifted in order to identify 
community spread in health vulnerable populations?
What additional support can be extended to health vulnerable individuals who 
are unable to work from home?
Are there innovative wraparound services, including mental health counseling, 
that can be provided to individuals who are sheltering in place for an extended 
period?
How can we enable separate housing solutions for high-risk individuals that 
live in households where other family members are at high risk for infection?
Opening the lens to the broader population, how can we curtail superspreader 
events and create national campaigns to maintain and improve existing 
prevention protocols, such as hand washing and mask wearing?
We will explore specific policy ideas for these in subsequent posts, including 
how the protection of those who are health vulnerable fits within a broader 
framework of protecting those vulnerable to exposure and to economic hardship.

If we collectively protect the vulnerable, we will protect all of us.

Let’s discuss. Please share your thoughts with us at [email protected].

The situation surrounding COVID-19 is dynamic and rapidly evolving, on a daily 
basis. Although we have taken great care in the preparation of this article, it 
represents BCG’s view at a particular point in time. This article is not 
intended to: (i) constitute medical or safety advice, nor be a substitute for 
the same; nor (ii) be seen as a formal endorsement or recommendation of a 
particular response. As such you are advised to make your own assessment as to 
the appropriate course of action to take, using this article as guidance. 
Please carefully consider local laws and guidance in your area, particularly 
the most recent advice issued by your local (and national) health authorities, 
before making any decision.

Authors

 
Amanda Brimmer

Managing Director & Partner

Chicago

 
Vincent Chin

Managing Director & Senior Partner; Global Leader, Public Sector practice

Singapore

 
Marin Gjaja

Managing Director & Senior Partner

Chicago

 
Roland Haslehner

Managing Director & Senior Partner

Vienna

 
Rich Hutchinson

Managing Director & Senior Partner; Social Impact Practice Leader

Atlanta

 
Dan Kahn

Principal

Chicago

 
Rich Lesser

Chief Executive Officer

New York

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